Small Business Insurance

Business Insurance is a name used for a multitude of policy types. Businesses are much more diverse than simply insuring a home or vehicle, many agents specialize in Business Insurance policy types. When insuring your business a professional should always evaluate your known risk and point out the unknown by performing a Risk Management Analysis. Standard Business Owners Policies seek to package most coverage options into one policy. This type of policy will protect you by providing coverage for your business property, liability, loss of business income and much more. In many cases, a Business Owners Policy is comprehensive enough to provide the protection you need. Allow an agent to assess your business so that you can make an informed decision. Some additional items of concern when purchasing insurance for your business is Cyber, Employment Practices, Workman’s Compensation, flood and Business Auto exposure.



As your business grows your exposure grows. Being entangled in litigation or experiencing a property loss can cripple your business. Finding the right coverage demands that you select a professional which can evaluate your exposures. You took the risk of going into business, however, insuring your business properly should never be a risk you that you are willing to take.